You have heard horror stories of credit cards. I am sure. We are going to run down the facts, the information you need to know. We are not telling you to get rid of your credit card or never get one. That’s ridiculous. We are saying Shop Smart! Military Spouses and especially those getting out [...]

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Wicked Phone Bill

January 27, 2010 | 1 Comment

Who hangs up first – This is a game that can add up some pretty pennies. Saying ‘I love you’ back and forth fifteen times sounds sweet, but a 20.00 phone card that lasts 20 minutes, 2 minutes eaten up just for connecting you, the time can go fast and the cards add up. Heaven [...]

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Email – Email is a more reliable source of communication. It is to the point where an email can be sent almost everyday. It is important to know that emails are auto-scanned for information like dates and ports, or anything in general about specific information.
It is also important to recognize that all attachments are scanned, [...]

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The tried and true path of a military pay problem is that it takes longer for them to give you money they owe than it does for them to take money out of your service members check that they overpaid.
The best way to resolve a pay issue is to bring it to the personnel office’s [...]

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During times of war, when a service member goes into a hazardous duty zone he/she can also become eligible for the ‘tax free zone’ since it is a combat area. Typically the personnel office takes care of switching everyone over to ‘tax free zone pay’. It is still a good idea to get a set-in-stone [...]

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Selective Reenlistment Bonus (SRB) is a bonus for reenlisting. The amounts change annually and are published in a list the military puts out, usually the rates (jobs) that are the hardest to keep filled or is going to become ‘light’ because of enlistment fulfillment or retirements.
The amounts vary depending on the need of the military [...]

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Savings Deposit Program (SDP)
The Savings Deposit Program is available only to those serving in designated combat zones.
Military members deployed in combat zones, qualified hazardous duty areas, or certain contingency operations may be eligible to deposit all or part of their un-allotted pay into a DOD savings account up to $10,000 during a single deployment. Interest [...]

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The Thrift Savings Plan (TSP) is a Federal Government-sponsored retirement savings and investment plan. Congress established the TSP in the Federal Employees’ Retirement System Act of 1986. The purpose of the TSP is to provide retirement income.
On October 30, 2000, the Floyd D. Spence National Defense Authorization Act for Fiscal Year 2001 (Public Law 106-398) [...]

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To get the record of a former Navy member who has served more than one year ago, contact:
The National Personnel Records Center
9700 Page Avenue
St. Louis, Missouri, 63132 Phone:(314)538-4141/3135/3071/3132
For records of former Navy members who have served within the last six months to a year, contact:
Navy Personnel Command Attn: PERS313C1
5720 Integrity Drive
Millington, TN 38055-3130
Phone: (901) 874-3596 [...]

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Family Separation Allowance (FSA) is paid when a service member is separated for more than 30 consecutive days due to military orders from their dependants. The separation must be involuntary, or in other words the dependent is not allowed to accompany the member at government expense.
FSA-R – This type of FSA is payable when a [...]

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